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Protecting Your Furry Family Member – 5 Reasons To Get Pet Insurance

blog image of a dog

Our pets are more than companion animals – they’re our family members. They live in our homes, sleep in our beds, and some people celebrate a pet’s, and even involve them in wedding ceremonies. Pets have become irreplaceable and hold such a huge value for the modern family. So when they get sick, we will do anything to make sure they are properly cared for. Here is where the big questions come in: is pet insurance worth it? What are the major benefits of having pet insurance? 

Did you know that many pet owners don’t register for insured pet policies? As we will discuss below, pet insurance is just as necessary as any other insurance we normally get. In view of this, here are a few reasons why getting pet insurance is a wise choice:

1. Peace of Mind

Having pet insurance can give you and your family peace of mind with the reassurance that your pet will be taken care of in the case of any unfortunate event that they may encounter. This allows you to choose the best medical treatment available so you will not have to worry about your pet’s health.

 

 

2. Saving Money

With pet insurance, you can refrain from using an emergency fund or travel savings when an issue with your pet arises. This can help you save thousands of dollars on unexpected times when your pet gets sick, get an injury, or needs surgery. Did you know that pet insurance can cover various injuries such as cancer, digestive issues, and diabetes?

3. A Rise in Veterinary Costs

The average veterinary bill can cost around $500 to $3000 depending on the pet’s reason for the visit. While veterinarians claim the inflation is caused by the development of drugs and medical technologies, many pet owners are not able to afford costs like these. Unfortunately, due to the expenses of veterinary visits, many pets die of sickness or not having proper medical care. Having pet insurance will give you financial solutions from pricey veterinary bills to allow you to take good care of your furry family member. 

 

 

 

 

4. Potential to Cover Pet’s Hereditary Condition

Many pets suffer from serious health problems and congenital conditions during their lifetime. Some of these conditions are inherited or caused by severe inbreeding. Experts have recommended getting pet insurance as quickly as possible if you wish to protect your family pet. Many pet insurance providers will include age limits or restrictions that may require you to pay an extra fee.

 

 

5. Flexible Policy Packages

An upside to investing in pet insurance is the option of flexible packages that fit your needs with your budget. You could choose to get an annual maximum package, deductible, or reimbursement percentage for services such as veterinary exams, surgeries, therapies, breed-specific conditions, and general pet care.