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CORONAVIRUS UPDATE: If at all possible, please contact our office by phone or email to transact business. Please click on “About” and choose “Our Team” to find the appropriate email address. Thanks for your cooperation and understanding. Munford Office: 901-837-0191  Covington Office: 901-476-7137

Blog

Learn all there is to know about insurance.

What Kind of Insurance Protects You Against a Lawsuit? 

Whether on the road or at home, you do what you can to keep yourself and those around you safe. But accidents happen — and sometimes they can lead to pricey lawsuits. Have you ever considered what you’d do if you were sued for something like accidentally injuring a guest on your property or being […]

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Should I Pay My Auto Insurance Premium Monthly or Annually? 

When it comes to automotive insurance, you may find yourself faced with multiple decisions to make. Should you choose a high or low deductible plan, minimum or maximum coverage, or pay premiums monthly versus an annual lump sum? Although there is truly no wrong answer, it is important to ensure you have the best possible […]

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Why Does Your Business Need Cyber Liability Insurance?

In the past, most businesses retained their data either in a hard copy format, such as paper records and files, or on a private computer server that was stored within their building. However, cloud-based software has exploded in recent years. It offers affordable and scalable methods for data management to companies of all sizes. The […]

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Hiking & Camping Safety: Staying Safe in Nature this Spring

One of the most beautiful aspects of nature is that it is ever-changing. You and your family may visit a National Park in the summer, only to return in the winter and discover completely new surroundings. This can be exciting, but it also means nature presents its own unpredictable challenges.  When traveling and planning outdoor […]

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Spring Forward to Auto Safety 

As the temperatures begin to rise, it can be tempting to take long drives with the windows down or plan vacations to other cities and states. But is your car protected and prepared for more hours spent on the roads? By doing a tune-up on your car, and ensuring your auto insurance is updated, you […]

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Understanding Cardiovascular Disease and What It Means 

According to the American Heart Association in a 2019 study, nearly half of all adults in the United States – 48% to be exact – have some form of cardiovascular disease. The term “cardiovascular disease” is used to refer to a number of conditions, including heart disease, heart attack, stroke, heart failure, arrhythmia, and heart […]

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How to Utilize Life Insurance for Your Retirement 

When it comes to planning your retirement, a lot of agents will highly recommend that you invest in a permanent life insurance policy. In truth, this may not be the best move for you. The permanent life insurance policy is intended for individuals who have obtained a net worth of at least $11.7 million threshold as of 2021, in which federal estate taxes will kick […]

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Buying, Building, or Renovating a Home? 5 Things to Know About Insuring Your Investment

The process of owning a new home can be exciting, especially for a first-time buyer. But it can also be challenging to navigate, especially when trying to figure out the right types of insurance you’ll need. Here are five things you’ll want to keep in mind as you choose how to insure your investment. Insure […]

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How to Protect Yourself from a Slip, Trip, or Fall 

Slips, trips and falls are the number 3 cause of accidental death in the United States, right behind motor vehicle accidents. No matter where you are in the world, if you are indoors or outdoors, you can experience a slip or fall. Slips and falls can naturally happen indoors when going up stairs or walking on wet hardwood or uneven flooring, but they are more common […]

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Understanding Employee Practices Liability 

Employee Practices Liability, often referred to as EPLI, covers businesses against claims by workers that their legal rights as employees of the respective company have been violated. There has been a considerably large rise of lawsuits employees have been putting against their employers. Traditionally, most lawsuits are filed against larger corporations such as Walmart or […]

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