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Learn all there is to know about insurance.

Why Stay At Home Parents Need Life Insurance

You may think that the only parents who need life insurance are working parents, but that isn’t exactly correct. A stay at home parent is more than just a mother or father. These individuals wear many hats: tutor, chef, chauffeur, housekeeper, caretaker, and more. The true value of these duties is priceless, but the economic […]

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How Smoking Affects Your Health Insurance Premiums

You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums? Determining Factors Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and tobacco use. Insurance companies define tobacco use as the use of tobacco products (cigarettes, […]

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Tips for Using Electric Blankets Safely

One of the most comfortable things on a cold autumn night is a warm, self-heated blanket tucked around your freezing toes! Electric blankets are one of the best modern inventions for warming up your body, but they can also pose safety risks to you and your home if they aren’t properly used. Before you get […]

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Thanksgiving Safety Tips for Homeowners

Most of us see Thanksgiving day as a time for joy. Making memories is the only thing on our to-do list while we kick off the holiday season with good food and family. However, believe it or not, Thanksgiving is one of the most dangerous days of the year for homeowners. With all that cooking, […]

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6 Ways to Know If Your Brakes Are Failing

Brake failure is easily one of the most dangerous malfunctions that can occur in your vehicle. There are many reasons why brakes fail, but even if you aren’t a mechanic, you should know the signs of brake failure so you can get your car serviced as soon as you start noticing them! Here are six […]

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What to Expect In a Life Insurance Exam

If you are reasonably healthy with no preexisting medical conditions, it is likely that your best bet for getting great life insurance at a low rate is to take a physical exam. This exam determines if you are prone to illnesses that would make you a higher risk to insure, such as diabetes, heart disease, […]

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Retirement Plans: What You Are Truly Saving For

At first, it may seem like all that money you put into retirement savings over the years is pointless. However, in actuality, you will be thanking yourself for setting aside so much money once the time comes. Take a look at what you can look forward to after saving for retirement for so long. Savings […]

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How to Lower Your Premiums on Home Insurance

As long as you own a home, homeowners insurance doesn’t go away. What’s worse is that insurance premiums have the tendency to increase over the years. Whether you are shopping for homeowners insurance for your first home or looking to decrease your premiums for your current home, here are a few tips to help you […]

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How Will Adding a Teenage Driver Impact My Car Insurance?

So, your teen is ready to get their license. It’s an exciting time for them! And maybe for you too, although you may have a number of concerns when it comes to adding a less experienced driver to your insurance plan. There’s the matter of their safety, whether or not they will break certain rules […]

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