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New Year’s Home Safety Checklist

The start of a new year is an ideal time to tackle goals and projects that you may have been putting off for a while. In addition to setting new career goals and working on your health and fitness, you should consider reevaluating your home safety. From fire hazards to energy savers, your home may […]

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Strategies to Reduce Employee Illness and Injury

As a business owner, the health and safety of your employees should be a top priority. Not only are healthy employees happier, but they are more productive, too. Ultimately, having high health and safety standards will also reduce costs to your business since insurance premiums will be lower with a cleaner safety record. Additionally, having […]

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Teens and Distracted Driving

Starting to drive is one of the most exciting experiences for teenagers, but it can also be one of the most dangerous. According to the CDC, teenagers are the most likely age group to get into a traffic accident. Teens are more likely to speed and less likely to wear seatbelts than older drivers. They […]

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Why Stay At Home Parents Need Life Insurance

You may think that the only parents who need life insurance are working parents, but that isn’t exactly correct. A stay at home parent is more than just a mother or father. These individuals wear many hats: tutor, chef, chauffeur, housekeeper, caretaker, and more. The true value of these duties is priceless, but the economic […]

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How Smoking Affects Your Health Insurance Premiums

You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums? Determining Factors Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and tobacco use. Insurance companies define tobacco use as the use of tobacco products (cigarettes, […]

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Tips for Using Electric Blankets Safely

One of the most comfortable things on a cold autumn night is a warm, self-heated blanket tucked around your freezing toes! Electric blankets are one of the best modern inventions for warming up your body, but they can also pose safety risks to you and your home if they aren’t properly used. Before you get […]

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Thanksgiving Safety Tips for Homeowners

Most of us see Thanksgiving day as a time for joy. Making memories is the only thing on our to-do list while we kick off the holiday season with good food and family. However, believe it or not, Thanksgiving is one of the most dangerous days of the year for homeowners. With all that cooking, […]

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6 Ways to Know If Your Brakes Are Failing

Brake failure is easily one of the most dangerous malfunctions that can occur in your vehicle. There are many reasons why brakes fail, but even if you aren’t a mechanic, you should know the signs of brake failure so you can get your car serviced as soon as you start noticing them! Here are six […]

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What to Expect In a Life Insurance Exam

If you are reasonably healthy with no preexisting medical conditions, it is likely that your best bet for getting great life insurance at a low rate is to take a physical exam. This exam determines if you are prone to illnesses that would make you a higher risk to insure, such as diabetes, heart disease, […]

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Retirement Plans: What You Are Truly Saving For

At first, it may seem like all that money you put into retirement savings over the years is pointless. However, in actuality, you will be thanking yourself for setting aside so much money once the time comes. Take a look at what you can look forward to after saving for retirement for so long. Savings […]

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